PayPal and Coinbase also offer native yield of 4-5% for idle cash....cards are able to mitigate security concerns and work as advertised, we likely see the birth of Gen 4...Therefore, additional UX wrappers are necessary for both Gen 3 and Gen 4 to truly unlock the next level...

DeFi Summer Four years ago, DeFi “Blue-Chips” such as lending protocol AAVE and derivatives protocol...For those of us who remember when AAVE was “ETHLend”, the notion of “DeFi” did not yet exist, and the...But, in the midst of hacks, rug pulls and smart contract exploits…a category of reputable DeFi protocols...

DEXs have a ~3% market share of the top 4 CEXs....The use of top 4 CEXs for comparison skews results in favor of DEXs....soon bring TradFi yields on-chain and has begun teasing this feature on their IPOR index analytics page...Term Labs’ rolling 4-week auctions have produced a fixed rate substantially below Aave’s variable rate...

Mantle’s journey is a representation of the convergence of CeFi and DeFi, a very pertinent one at that...BitDAO’s original vision was to act as an incubator and decentralized investor in the DeFi sector at...the type of CeFi-DeFi collaboration that Mantle is prioritizing....In contrast, ByReal and the DEX portion can bring DeFi’s transparency and robust settlement. ...

Price action following the COVID crash saw DeFi outperform pretty much every asset....Several 0-1 DeFi innovations helped generate interest and attract additional capital flows....This is especially true for DeFi....Since DeFi Summer in 2020, DeFi has largely underperformed ETH throughout the previous bull market as...

The State of DeFi and Where It’s Going DeFi was the golden child of 2020, acting as the first true narrative...DeFi has its problems....Theme #4: Undercollateralized Money Markets We’ve written about undercollateralized money markets like...At most, the average person probably has 4-5 financial apps they use to get everything done.

Introduction Undercollateralized lending accounts for an underwhelming portion of DeFi lending activity...However, unsecured lending is one of the best ways to unlock capital efficiency in DeFi, and various...The State of DeFi’s Unsecured Money Markets It has been a tough year for crypto tokens as a whole, and...DeFi money markets have not been spared.

Tune in for the live webinar on January 11, at 11:30 AM (EST) / 4:30 PM (UTC)....Quick Links Year Ahead for DeFi 2024 – Full Report Year Ahead for DeFi 2024 – Executive Summary Key Themes...DeFi made significant progress in the decentralized perps sector, but these improvements failed to carve...

Is DeFi Broken?...DeFi’s ability to cross the chasm....more hidden role oracles have played in stifling DeFi’s ability to scale....The reality is most DeFi users frankly don’t value decentralization and instead use DeFi for the simple...In the context of DeFi protocols, this is usually liquidity and users.

Introduction After two years of free money, DeFi yields have fallen to unimpressive levels....Principal-protected vaults are an emerging niche of DeFi structured products that attempt to provide...The vault sets aside a portion of the weekly interest payments to guarantee a base yield of 4% APY.

State of Lending in DeFi DeFi lending and borrowing protocols have seen a resurgence in activity, with...Since Q4 2023, we’ve seen a resurgence in DeFi lending innovations that largely cater to a wider asset...features, improvements over legacy lending and the conditions needed for modular lending to take over DeFi...

The Path to DeFi’s ETF Moment: The Rise of Morpho, Curators, and Mullets The state of DeFi today suggests...For DeFi to grow beyond previous highs and achieve mainstream adoption, DeFi and CeFi must converge and...In this report, I’ll outline why vaults, curators, and “DeFi mullets” may help DeFi cross the chasm,...

Market Update With L1 szn taking hold of crypto markets, DeFi coins have fallen out of favor over the...into an index for Solana and Ethereum DeFi tokens....its outperforming individual DeFi tokens in light of SOL’s stellar rally....fit relative to all other sectors of DeFi....DeFi money markets are as strong as they ever have been.

DeFi is yet to see an efficient model for spot leverage....It currently yields about 4% per year, which is a higher yield than lending ETH....ETH loan — implying 5x leverage, since collateral is usable too — would allow a user to earn Yearn’s 4%...But this is the first implementation of a composable leverage primitive in DeFi.

Table of Contents Purpose-Built for DeFi Optimizing Sei with ABCI++ Colocating Validators With Better...Sei is an upcoming Cosmos chain aiming to be a “DeFi-optimized” layer 1. What does that mean?...To be clear, Sei is not a DEX, it is a layer 1 optimized for DeFi....Sei “trims the fat” and strips out all the non-DeFi activities from their chain.

Way To Earn Yields Decentralized Option Vaults (DOVs) are a relatively new product in the world of DeFi...Though the development of DeFi products built around options has been exciting, it’s still relatively...Furthermore, the requirements of full collateralization within the DeFi options market further reduces...

To be sure all our Institutional members were able to benefit from the open conversations with strong teams building and investing in the space, we’re sharing a transcript of the first official AMA we...

But the success of DeFi derivatives’ has been restrained to a select few exchanges....DeFi fixed income and yield derivatives seemed like a sure bet to those who believed DeFi trends would...However, IRS in DeFi and IRS in TradFi work very differently....DeFi fixed income is a different beast altogether....But the success of DeFi derivatives’ has […]...

...that perpetual futures are incredibly important for crypto — and now they’re making their way into DeFi...Earlier this year, we published a deep dive into DeFi perpetuals....compare dYdX and Perpetual Protocol’s recent activity in greater detail, since they’re basically the only DeFi...

There are countless projects competing to build the most robust spot market in DeFi....Aggregators will connect to all of these protocols to enhance the UX of DeFi....In DeFi, we’re seeing competition amongst protocols brew in a similar fashion....For certain DeFi blue chips, Sushiswap has deeper liquidity than Uniswap.