In Peer-to-Pool NFT lending, NFT owners obtain loans from a liquidity pool instead of an individual. It is a newer and yet-to-be-proven concept. In this model, lending and borrowing demand can be matched with a high efficiency level. Liquidity is immediate: there is no need to make or wait for bids. . There are a variety of design approaches in peer-to-pool lending, particularly with how the liquidity pool functions. In some designs, loan parameters can be algorithmically adjusted to optimize outcomes for borrowers and lenders, or set by the pool owners.
BendDAO has the most considerable liquidity for NFT peer-to-peer lending today.