Forum Spotlight [REDACTED] Gets a Credit Line Synopsis: Debt DAO, a new DAO currently focusing on providing...uncollateralized loans to DAOs based on cashflows, has offered [REDACTED] a $5m credit line.

Crypto Credit Boom & Bust From 2020 to 2022, crypto credit flowed freely, primarily through CeFi...Further data that users provide to enhance their loan terms includes credit scores from Credit Karma,...data to determine credit terms....Credit Slashing and Loan Recovery The credit slasher is 3Jane’s mechanism for dealing with borrowers...

MetaStreet: Establishing a Liquidity Base Layer for the NFT Credit Market [Excerpt from The Delphi Podcast...

On November 10th, we put forth a proposal to fundamentally revise Aave’s current token architecture. Having received excellent feedback from the community, we are thrilled to present V2 which incorpor...

Credit markets offer a case in point....The economy is now staring down the barrel of a severe credit crunch....A March survey found that the share of U.S. households that say it’s “harder to obtain credit today versus...That’s because the bulk of the credit contraction is occurring at the small, regional bank level.

On November 10th, we put forth a proposal to fundamentally revise Aave’s current token architecture. Having received excellent feedback from the community, we are thrilled to present V2 which incorpor...

Small businesses reported the largest monthly contraction in “availability of credit” in 20 years.

Having worked closely with the Aave team for months, in this post we propose a new token architecture for Aave that we believe will lead to greater capital efficiency, innovation and robustness....

Having worked closely with the Aave team for months, in this post we propose a new token architecture for Aave that we believe will lead to greater capital efficiency, innovation and robustness....

Metastreet is a liquidity scaling protocol for NFT credit markets...., Metastreet serves to increase efficiency within NFT financing markets by facilitating diversified credit...We wanted to build almost like a Fannie Mae but for NFT credit markets....In particular, like David was saying, the analogy of Fannie Mae for NFT credit markets.

We believe this proposal is important because it moves Aave from being a credit facility to becoming...a true credit protocol where users can permissionlessly come together to launch, govern and manage money...Our goal with this is to move Aave towards becoming a credit protocol rather than a credit facility.

Chart of The Day: Crypto Loans for Emerging Markets Goldfinch Protocol is a credit protocol that allows...Chart of The Day: Crypto Loans for Emerging Markets Goldfinch Protocol is a credit protocol that allows...

Introduction Exactly one year ago, we wrote about how credit markets for NFTs were developing and why...These are: NFT Lending (credit markets) Derivatives (perps & options) In traditional markets...Introduction Exactly one year ago, we wrote about how credit markets for NFTs were developing and why...

Teller is a credit risk protocol that uses bank/CeFi data to enable undercollateralized loans on DeFi...The core products here are Teller’s credit risk assessment algorithm – which inputs a user’s existing...credit history and financial data to decide the terms of their loan – and the protocol’s proprietary...

...a surprise given the risk mitigation that collateral provides in an ecosystem lacking identity and credit...This information is passed on to the ‘credit prediction market’ where the loan and borrower are assessed...It also signals successful repayment to the credit prediction market, which improves the borrower’s credit...

The more credit that exists in the system, the more potential aggregate demand there is....The supply of credit is far more elastic than hard currency....When the economy is growing and times are good, credit tends to expand....When a recession hits, credit conditions tend to deteriorate....prices and banks’ willingness to extend credit to qualified borrowers.

The more credit that exists in the system, the more potential aggregate demand there is....The supply of credit is far more elastic than hard currency....When the economy is growing and times are good, credit tends to expand....When a recession hits, credit conditions tend to deteriorate....prices and banks’ willingness to extend credit to qualified borrowers.

This report will focus on credit-financing protocols that integrate RWAs as collateral, as well as study...For clarity, we define RWA credit-financing protocols as those which are in the business of obtaining...For those interested in reading more about unsecured on-chain credit, we have previously  written about...

She deposits that 10k USDC into her Gearbox credit account....These users need to be approved on Discord before they are able to mint credit accounts....inside credit accounts....Before v2, credit accounts were dominated by USDC, yvDAI, and yvUSDC collateral....As seen before, credit account TVL flipped liquidity pool TVL.

Today, we analyze the drop in TVL on Solana and our Research team examines Gearbox Protocol and its credit...Gearbox introduces a new primitive, called credit accounts, which are essentially smart contract-based...Between credit accounts and its own independent money markets, Gearbox brings a more efficient approach...