lending desks....What Makes Undercollateralized Lending Possible?...That’s just the nature of lending....Note: the blended borrowing rate that users on 3Jane pay will always exceed the overcollateralised borrowing...capacity and increasing future borrowing costs.

...a deceptively simple model: Pooled Liquidity: Lenders deposit assets into shared pools Centralized Borrowing...Shared infrastructure meant deep liquidity and predictable borrowing terms....lenders earn a blended yield determined by overall pool utilization, essentially an average across all borrowing...

...driven lending markets....Instead of your unused borrowing power just sitting there, you can delegate it to 246 Club, where it...Borrow caps limit borrowing demand through collateral assets when demand surges beyond its allocation...When borrowing demand for a particular collateral exceeds its initial allocation (soft cap), borrowers...

borrowing, or completing specific “campaigns” that offer point multipliers....As one would expect, the vast majority of lending and borrowing activity is in stablecoins....On the borrowing side, about 87% of Aries’ active loans are in USDC or USDT....The borrowing side, however, has a net borrowing cost of 7.8% for USDT and 7.59% for USDC.

...are numerous projects either live today or set to launch over the coming weeks/months: HyperLend: A lending...HypurrFi: A money market protocol providing lending and borrowing services on HyperEVM....Keiko Finance: Another money market protocol enabling capital efficiency through lending and borrowing...

Imagine markets for spot trading, perps, peer-to-peer lending, prediction markets, options, and more....They can set up a custom vault with a predicate that says, “Only lend to the top four lending protocols...protocols, and undercollateralized borrowing tied to users’ financial histories and credit scores from...ability in the DeFi lending pool.

Payday loans, borrowing against receivables, much more are within reach....protocols, it enhances overall market liquidity and reduces borrowing costs....Smart Debt: Borrowed assets that generate trading fees via interchangeable debt assets, offsetting borrowing...across lending and swapping markets....offers a more traditional style lending platform.

In its 2024 report, EY-Parthenon highlighted that connections to LPs (52%) and borrowing and lending...

...become confined to the closed-loop ecosystems they are born in, unable to compete with the ease of borrowing...When BOLD trades above $1, borrowing will carry lower perceived risk, putting downward pressure on rates...When BOLD is below $1, increased redemption risk pushes borrow rates up, making borrowing less appealing...

Outside of Hyperliquid’s top lending and borrowing markets—HyperLend ($300M TVL) and HypurrFi ($170M)...Hyperliquid and offers two key primitives: CDP markets (feUSD) Vanilla markets (built on Morpho’s lending...Vanilla Markets: Asset-Native Borrowing Felix also offers Vanilla lending markets, built on Morpho’s...

Users can deposit capital in specific hardware lending vaults to have control over their backing and...USDai is made up of Liquid Credit Tokens (LCTs), which are issued from hardware-backed lending pools...This model is similar to the Morpho lending structure, which sees whitelisted entities such as Steakhouse...

DeFi Lending Optimizer A ZEE can optimize lending strategies within DeFi platforms by deploying a network...Monitoring agents assess interest rates and lending terms across multiple chains, analysis agents evaluate...A multi-agent framework such as this allows lending strategies to be dynamically adjusted based on market...

BTCfi on Sui BTCfi has recently become an emerging niche on Sui, bringing lending, staking, and yield...integrated money market component designed to maximize capital efficiency by depositing idle liquidity into lending...By allowing unused funds to generate yield in lending markets while remaining accessible for trades,...

Router API: Finds optimal paths for DeFi operations (swaps, lending, farming, LPing) and returns executable...These specialized developers craft elegant execution paths for fundamental functions like lending, swapping...Developers create modular contract abstractions that represent specific DeFi actions (e.g., swapping, lending...

State of Lending in DeFi DeFi lending and borrowing protocols have seen a resurgence in activity, with...borrowing volume having grown from the low of $3.3 billion in Q1 2023 to $11.5 billion by the end of...These movements either drive loan repayments or increase borrowing activity to bring the utilization...

...utility would eventually extend into DeFi in the coming years as the primary unit of account, used for lending..., borrowing, and yield farming.

Users can deposit stablecoins into Drift’s lending markets through the Drift integration, automatically...dashboards into comprehensive banking solutions – offering payments, interest-bearing accounts, and lending...As DeFAI agents evolve to execute sophisticated trading strategies, from specialized lending to optimal...

Morpho Blue is a trustless platform containing immutable, isolated lending markets....Isolated lending markets are really powerful because they silo the risk of each collateral asset....They also have core vaults, which are built on top of Morpho, for more isolated lending pools.

Maple Finance was a successful undercollateralized lending project from last cycle....Maple Finance has reemerged with Maple 2.0, introducing Syrup, a permissionless institutional lending...The biggest change with Syrup is the shift to secured lending....Maple has shifted its focus to this area, leaving behind the undercollateralized lending niche.

Cetus protocol and Aftermath Finance have led DEX volume, while NAVI protocol and Suilend lead lending.../borrowing activities....Suilend was created by the team behind SAVE(Solend), a lending protocol on Solana that had accumulated...Liquidations: In DeFi lending protocols, users can borrow assets by putting up collateral.